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Find out how much you could save

Most Australians overpay on finance without realising. A free 2-minute check could reveal savings of thousands per year.

Takes 2 minutes · 100% free · No credit impact

Lifestyle Personal Loan

See if you qualify for a lower rate

85+ lenders compared
Most popular
Debt Consolidation

Combine debts into one lower repayment

Average $347/mo saved
Vehicle Loans

Beat the dealer rate on your next car

Broker call within hours
First Home Buyers

Find out if you are ready to buy

45,000+ Australians matched
Property Refinance

Check if you could save on your mortgage

Average $4,200/yr saved
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Are you overpaying on your current finance?

Australians who compare through a broker save an average of $4,200 per year. Most people never check because they assume it is too hard.

Compare at a glance

Which option is right for you?

Not sure where to start? Compare the key stats across all five loan types to find your best fit.

Personal Loan

Savings

$2,400/yr

Lenders

85+

Approval

1–3 days

Best for: Upgrades, travel, weddings

Debt ConsolidationPopular

Savings

$4,164/yr

Lenders

85+

Approval

1–5 days

Best for: Multiple debts into one

Vehicle Loan

Savings

$1,800/yr

Lenders

85+

Approval

Same day

Best for: New, used, or commercial

First Home Buyer

Savings

$14,000+

Lenders

85+

Approval

2–4 weeks

Best for: First property purchase

Property Refinance

Savings

$4,200/yr

Lenders

85+

Approval

2–4 weeks

Best for: Lower mortgage rate

Savings figures based on average broker-matched outcomes across our network. Individual results may vary.

How it works

1

Choose your loan type

Select the finance category that matches your goal.

2

Complete your SmartCheck

Answer a few quick questions. Takes about 2 minutes, no credit score impact.

3

Your broker calls you

A licensed broker reviews your options and helps you move forward.

Common questions

Rated excellent

Based on verified customer reviews

So much easier than I expected

I filled in a few details and had a broker call me within the hour. They explained everything clearly and I felt confident moving forward.

Emma R., February 2026

Finally understood my options

The broker matched to me actually took the time to walk through what I qualified for. Way better than just comparing rates on a table.

Liam T., January 2026

Quick, clear, and no pressure

Took about two minutes to complete. No credit score impact and the follow-up was genuinely helpful, not pushy at all.

Sarah K., March 2026

Australians who compare with OptiCheck save an average of $4,200 per year

By matching you with a broker who compares offers from 85+ lenders, we help you find rates and structures that comparison tables miss.

Free to useNo obligationTakes 2 minutes

100+

Verified brokers

Licensed professionals across Australia

45,000+

Loans approved

Through our broker network

10+

Years in operation

Helping Australians find better deals

Compare offers from 85+ Australian lenders

Our broker network has access to major banks, credit unions, and specialist lenders across Australia.

Commonwealth Bank
Westpac
ANZ
NAB
Macquarie Bank
ING
Suncorp Bank
St.George
HSBC
Bendigo Bank
Bank of Queensland
AMP Bank

Including Commonwealth Bank, Westpac, ANZ, NAB, Macquarie, ING, and many more

Not sure which one to choose?

Pick the option closest to your goal. Your broker will help refine the best path once they review your profile.