Privacy

Privacy Policy

This Privacy Policy explains how OptiCheck may collect, use, disclose, and store personal information when you use our website, interact with SmartCheck, or submit a finance enquiry through our platform.

Last updated: 14 March 2026

Information we may collect

  • Contact details such as name, phone number, email address, and suburb or location details you provide.
  • Enquiry information such as loan amount, loan purpose, employment status, income range, and credit-related indicators entered into SmartCheck.
  • Technical information such as browser data, page interactions, cookies, analytics events, and device information used to improve the website and measure performance.

How we use personal information

OptiCheck may use personal information to operate the website, review SmartCheck submissions, route qualified enquiries to brokers, respond to support requests, improve content, and manage risk, fraud, or suspicious activity.

We may also use aggregated or de-identified information for analytics, reporting, and platform improvement where appropriate.

When information may be shared

Where relevant to your enquiry, OptiCheck may share submitted information with brokers, service providers, analytics platforms, technology vendors, or legal and compliance advisers who help us operate the platform.

We may also disclose information where required by law, to protect legitimate business interests, or to investigate fraud, abuse, or security issues.