Property Refinance

Check if refinancing could save you money

Share a few details about your current mortgage and a refinance specialist will assess whether you could get a better deal.

Your information is securely encryptedNo impact to your credit score

How it works

Takes about 2 minutes. No credit score impact.

SmartCheck analyses your profile and matches you with a relevant broker.

A licensed broker reviews your options and helps you move forward.

Rated excellent

Based on verified customer reviews

So much easier than I expected

I filled in a few details and had a broker call me within the hour. They explained everything clearly and I felt confident moving forward.

Emma R., February 2026

Finally understood my options

The broker matched to me actually took the time to walk through what I qualified for. Way better than just comparing rates on a table.

Liam T., January 2026

Quick, clear, and no pressure

Took about two minutes to complete. No credit score impact and the follow-up was genuinely helpful, not pushy at all.

Sarah K., March 2026

Australians who compare with OptiCheck save an average of $4,200 per year

By matching you with a broker who compares offers from 85+ lenders, we help you find rates and structures that comparison tables miss.

Free to useNo obligationTakes 2 minutes

100+

Verified brokers

Licensed professionals across Australia

45,000+

Loans approved

Through our broker network

10+

Years in operation

Helping Australians find better deals

Compare offers from 85+ Australian lenders

Our broker network has access to major banks, credit unions, and specialist lenders across Australia.

Including Commonwealth Bank, Westpac, ANZ, NAB, Macquarie, ING, and many more

Ready to check your options?

Scroll back up to start your free check. It takes about two minutes and has no impact on your credit score.