Website terms

Terms of Use

These Terms of Use apply to your use of the OptiCheck website and related content, tools, and enquiry pathways. By using the site, you agree to these terms. If you do not agree, you should stop using the site.

Last updated: 14 March 2026

Marketplace role

OptiCheck operates as a consumer finance comparison and lead generation platform. It helps users compare loan categories, complete SmartCheck, and submit finance enquiries that may be routed to brokers.

OptiCheck does not issue loans, approve credit, or provide personal financial advice.

Website use conditions

  • You must use the website lawfully and not interfere with its operation, security, or availability.
  • You must not impersonate another person, submit misleading information, or use the site for spam, scraping, or abusive conduct.
  • You must not rely on general website information as a substitute for professional financial, legal, or tax advice.

General disclaimer

Website content is general in nature and may not include every available product, provider, or eligibility consideration. Availability, rates, broker participation, and lender criteria may change without notice.

To the maximum extent permitted by law, OptiCheck excludes liability for loss arising from reliance on website content, service interruptions, or third-party actions, except where liability cannot be excluded.